CaixaBank properties for sale: where its repossessions are sold in 2026

With CaixaBank's flats there's something that confuses everyone: there are two places to look, and neither of them is the bank's website. The old portfolio (the one the bank transferred to a fund in 2018) is sold through Servihabitat. The flats CaixaBank has repossessed since then have been sold by Intrum under the Solvia brand since 2024. If you only look at one of the two, you miss half.

Who sells CaixaBank's flats today (and why there are two places)

In 2018 CaixaBank took 80% of its repossessed properties off its balance sheet and sold them to the Lone Star fund, which set up Coral Homes to manage them. The bank kept 20% through its subsidiary BuildingCenter. That portfolio is marketed by Servihabitat, which also stopped belonging to the bank.

But a bank doesn't stop repossessing flats. The ones CaixaBank has built up since then needed a servicer, and in 2023 the bank closed the so-called BEAT project: the sale of those assets is handled by Intrum (which operates in Spain as Solvia) and the rentals by Azora. So:

• Servihabitat = CaixaBank's old portfolio, owned by Coral Homes. A lot of volume, a lot of flats that have been on the books for years.
• Solvia = CaixaBank's recent repossessions. Less volume, "fresher" properties, sometimes in better condition.

Where to search, step by step

1. servihabitat.com: filter by province and switch on the alert. This is where most of the "la Caixa" flats people remember are.
2. solvia.es: the same exercise. CaixaBank's assets aren't always labelled by the bank they came from, so filter by area and price, not by lender.
3. General property portals: both servicers advertise on Idealista and Fotocasa as professional sellers. It's useful for comparing the price with private sellers' listings on the same street.
4. Auctions: what CaixaBank forecloses on and hasn't yet taken over goes up on the BOE (Boletín Oficial del Estado, Spain's Official State Gazette) auctions portal. A different league, with different rules: here's the guide.

The areas with the most CaixaBank flats

The portfolio reflects where CaixaBank (and the lenders it absorbed: Banca Cívica, Banco de Valencia, Barclays España, Bankia) gave out the most mortgages during the boom:

• Catalonia: the Barcelona metropolitan area, Tarragona and Girona. It's by far the biggest block.
• Valencian Community: Valencia and its surrounding area, Castellón and the Alicante coast.
• The Balearic Islands, where prices have risen so much that almost any repossession sells quickly.
• Murcia and Andalusia: flats in medium-sized provincial capitals and second homes.
• Madrid: less volume than the bank's market share would suggest; the good ones go fast.

CaixaBank finance: when it's available and when it isn't

For years the pitch was "buy a flat from la Caixa and la Caixa will finance 100% of it". Today that needs qualifying:

• On the recent repossessions sold by Solvia, CaixaBank does usually offer finance for its own asset, on better terms than a standard mortgage on a main home. The exact percentage is decided property by property and profile by profile.
• On the old Servihabitat portfolio, the seller is a fund. There may be associated finance through agreements with banks, but it isn't automatic and it isn't always from CaixaBank. Ask before you make an offer.

In either case, compare: a mortgage that covers more of the price isn't by definition the cheapest.

How to get there before the competition

• Alerts at both servicers with the same criteria, and email switched on.
• Paperwork ready (payslips, your IRPF return for Spanish income tax, your vida laboral or Social Security employment record, a savings statement) so you can submit an offer with pre-approved finance within 48 hours.
• A radar that cross-checks the sources. On RadarPro, Servihabitat and Solvia properties come in daily with their discount on the market price for the area, so you don't depend on checking two portals every morning.

What to check before signing

• Debts to the owners' association: you're liable for the fees for the current year and the three before it. With the old portfolio, ask for the certificate before you make the offer, not afterwards.
• Possession status in writing. Occupied means a low price and a long wait.
• An up-to-date Nota Simple (the Land Registry extract) and the latest IBI (local property tax) bill.
• Actual condition: always view the property if it's vacant.

Frequently asked questions

Which bank does Servihabitat belong to?
It used to belong to CaixaBank. Since 2018 it has been in Lone Star's orbit, and in 2026 it is being bought by Hipoges and Finsolutia. It sells the bank's old portfolio (Coral Homes') and Kutxabank's; in 2026 Sareb (Spain's "bad bank") awarded it a batch, currently on hold because of an appeal.

Can I buy a flat directly from CaixaBank at a branch?
No. Repossessions are sold through Solvia (recent ones) and Servihabitat (the old portfolio). At the branch, at most, they'll process your mortgage.

Where are there the most CaixaBank flats?
Catalonia and the Valencian Community, followed by the Balearic Islands, Murcia and Andalusia.

Are CaixaBank flats cheaper than a private seller's?
The ones that have been on the books for a while, yes. Newly listed ones come out at market price. You see the real discount by comparing with completed sales in the same area, not with the asking price.

Further reading: which servicer manages each bank's flats, the guide to Servihabitat and both servicers' properties, with their discount calculated, in bank repossessions on RadarPro.