Real estate tokenisation: invest in property with blockchain from €100

Real estate tokenisation is the latest frontier in the democratisation of property investment: using blockchain technology, a property is divided into thousands of digital tokens that represent fractions of ownership. Any investor can buy in from €100 and receive their proportional share of the rents and of any future capital gain.

How tokenisation works

A firm acquires a property, places it in a company and tokenises the shares of that company on a blockchain. The tokens are sold to retail investors and represent economic rights (rents, capital gains) in proportion to the number of tokens bought. The blockchain guarantees the traceability and transparency of the ownership.

Differences from traditional property crowdfunding

Crowdfunding operates through centralised platforms that can go bust or run into liquidity problems. Tokenisation on a blockchain can, in theory, create secondary markets where investors can sell their tokens to others without waiting for the developer to return the capital. In practice, liquidity on the secondary markets for property tokens is still very limited.

Platforms operating in Spain in 2026

The sector is at a very early stage in Spain. Platforms such as Reental (with assets in the Canary Islands and Portugal), Brickken and some international ones such as RealT (focused on the US) are the most active. European regulation (MiCA, the EU regulation on crypto-assets) is starting to provide a legal framework for these assets.

The risks to consider

Regulatory risk (the rules are changing fast), limited liquidity on the secondary markets, technology risk (smart contracts), and the newness of the sector (a very short track record). Don't invest more than 3-5% of your total wealth in this asset class.

Traditional property investment with modern technology: RadarPro applies AI to the analysis of physical assets at auction and bank-owned properties to find the best opportunities on the market.